With the growing technological advancements, the health sector is going through a massive transformation for the better. A result of this transformation is telemedicine, which is a useful approach to helping patients connect with their doctors without physically visiting them.
ACKO General Insurance is among some significant health insurance providers that come with several benefits of telemedicine for their clients. So scroll down to learn more about such teleconsultation in health insurance in this blog.
What is Telemedicine in Health Insurance?
Teleconsultation is the process of availing expert assistance for health issues using electronic information systems. Telemedicine is a part of teleconsultation through which you connect with expert medical practitioners and clinical services are remotely delivered to patients.
Thus you can have access to this process through digital platforms, software or other electronic applications. You can use this method to follow up with a doctor’s consultation, to manage chronic diseases or medication etc.
Why Should You Go For Telemedicine in Health Insurance?
There are several factors that make telemedicine a suitable process you need to avail to ensure your well-being remotely. This includes the following:
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Free Doctors Consultation
In case you are a policyholder under a health insurance policy or a group healthcare plan, you can have access to telemedicine free of cost as per the applicable terms and conditions. So there is no need to worry about getting expert advice from a specialist even when you live in a remote place.
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Sessions With Experienced Doctors
If your health insurance provider has a wide network of efficient healthcare professionals, you can connect with more than 30 areas of healthcare specialists. This includes surgeons, Gynaecologists, Physicians, Dermatologists, Orthopaedics, Pediatricians etc.
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Prompt Appointment Online
You can easily get in touch with expert medical practitioners whenever you require through the website or the personalised app of your insurance provider. Thus, following just a few simple steps you can book an appointment with your selected doctor in a hassle-free way.
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On-time Reminders
Your insurance provider through whom you might have booked an appointment with your specialist doctor is going to provide you with reminders as well. This is to ensure that you do not forget or miss the chance to connect with the experts and resolve your health issues quickly.
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Regulatory Compliance
All the specialists and medical practitioners under the network of your health insurance company are meant to follow certain ethics, etiquettes and professional conduct as per the Medical Council Regulations 2002 and Telemedicine Practice Guidelines 2020.
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Saves Your Time and Money
Opting for telemedicine is a great way to save the time that you might have spent on visiting the doctor in person. Besides, with Section 80D deduction under the Income Tax Act, you can also save a substantial amount of your total taxable income.
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Contactless Consultation
Telemedicine is an effective way to connect with doctors since it enables you to get engaged in contactless consultations. You will not be exposed to outside elements and can have access to experts’ sessions from the comfort of your home.
How Does Telemedicine Work?
Even though telemedicine can benefit you in many ways, you should be aware of how it works. The following steps showcase the same:
Step 1: Visit the official website of your health insurance provider or download their personalised app and log in to your account with your credentials.
Step 2: If you are a policyholder you need to navigate to the option called “Doctor on Call” through the “Health” section.
Step 3: Choose the category of specialist doctor whom you intend to connect with.
Step 4: Now select the doctor you wish to connect with from the list of doctors and click on the “Consult Now” option.
What are the Things to Consider For Telemedicine?
In case you wish to opt for a telemedicine approach, there are a few things that you need to keep in mind, which have been listed below:
- You must prepare a list of questions that you intend to ask the doctors before you connect with them.
- You need to keep all your medical reports handy, especially in soft copies or in PDF format, that you would like to show to the doctors.
- You must ensure that the microphone on your device works properly before your appointment with the doctor starts.
- You need to try and maintain a quiet surrounding to help the doctors communicate with you conveniently.
- You must ensure you have a stable internet connection with good quality wifi speed, that enables smooth communication with the doctor throughout.
- You must place the camera at your eye level to ensure the doctor can see you properly.
The Bottom Line
To conclude, with technological advancements the healthcare landscape of the country has evolved thoroughly, enabling people to reach out to the experts and resolve their issues at the earliest. Keeping in pace with such developments, telemedicine has paved new ways to connect with specialist medical practitioners on time and diagnose your health issues from the comfort of your home.
If you want to check out plans with great coverage at reasonable premiums go through ACKO’s website.