Protecting Yourself After a Data Breach: Steps to Take
In April 2024, a data breach exposed sensitive and personal information of nearly three billion individuals. The breach was carried out by a cybercriminal group called “USDoD” who targeted a background check company called National Public Data. This breach resulted in the leak of Social Security numbers, addresses, full names, and even information on relatives. To determine if you have been affected, you can visit npd.pentester.com and enter your first name, last name, state, and birth year.
Once you confirm that you have been affected by the breach, it is crucial to take immediate action to protect yourself. The Social Security Administration (SSA) provides valuable guidance on the steps you should take:
1. Visit IdentityTheft.gov: Make a report and create a recovery plan by visiting this online platform. If you prefer to speak with someone, you can also call 1-877-438-4338. Their experts will guide you through the necessary steps to mitigate the damage caused by the breach.
2. File a report with the Internet Crime Complaint Center (IC3): This online platform allows you to report cybercrimes and provide details about the breach you experienced. By filing a report, you contribute to the efforts of law enforcement agencies in tracking down cybercriminals.
3. Notify the credit bureaus: Contact one of the three major credit bureaus, Equifax, Experian, or TransUnion, to inform them about the breach. They will place a fraud alert on your credit report, making it more difficult for identity thieves to open new accounts in your name.
4. Consider a credit freeze: Adding a credit freeze to your credit report provides an extra layer of security. It restricts access to your credit history, making it harder for fraudsters to open new accounts or obtain credit in your name. However, keep in mind that a credit freeze may also limit your ability to apply for new credit yourself.
5. Monitor your credit report: Regularly check your credit report for any suspicious activity. You can obtain a free credit report once a year from AnnualCreditReport.com. Look for any unauthorized accounts, inquiries, or changes to your personal information. If you notice anything unusual, report it immediately.
6. File a police report: Contact your local police department and file a report about the data breach. Having a copy of the report can be useful if you encounter any legal or financial issues in the future as a result of the breach.
7. Protect your tax return: Reach out to the Internal Revenue Service (IRS) to prevent others from using your Social Security number to file a fraudulent tax return and steal your refund. You can call the IRS at 1-800-908-4490 or visit Identity Theft Central for assistance.
Taking these steps will help you minimize the potential damage caused by the data breach. Remember to stay vigilant with your personal information and monitor your financial accounts for any signs of unauthorized activity. By acting promptly and following the recommended procedures, you can safeguard your identity and reduce the risk of falling victim to further cybercrimes.
In today’s increasingly interconnected world, data breaches have become a prevalent threat. This incident serves as a stark reminder of the importance of cybersecurity and the need for individuals to prioritize the protection of their personal information.