Car insurance costs in the UK have been on the rise, with the average premium increasing by £284 over the past year. However, there is still hope for those looking for affordable car insurance. A recent analysis by comparison site Confused.com has revealed the top 10 cheapest new cars to insure in the UK.
1. Fiat Panda 1.0 Mild Hybrid: This venerable car takes the top spot as the cheapest new car to insure in the UK. It’s a simple and affordable option, although it may not offer the same level of features as newer rivals like the Hyundai i10.
2. Toyota Aygo X 1.0 VVT-i Pure: The Toyota Aygo X is a solid city car with a playful interior and good ergonomics. However, it is on the expensive side for its small stature.
3. Hyundai i10 1.0 Advance: The Hyundai i10 is one of the best new city cars available, offering assured handling and a roomy interior with advanced technology. Opting for the underwhelming 66bhp engine helps keep insurance costs down.
4. Kia Stonic 1.0 T-GDi 2: The Kia Stonic stands out for its strong kit provision and good handling. It’s also cheaper than many of its rivals, although it doesn’t ride well at low speeds and its interior materials aren’t as high-quality.
5. Seat Arona 1.0 TSI 95 SE: The Seat Arona was once a class leader and remains a solid option for those looking for a trendy crossover. While entry-level cars have a smaller infotainment touchscreen, upgrading to SE Technology adds more features without increasing insurance costs.
6. Fiat 500 1.0 Mild Hybrid: The Fiat 500 offers a fashionable design and a fun driving experience, especially in urban areas. However, it has a lumpy ride and a cramped cabin, making it less suitable for long-distance journeys.
7. Seat Ateca 1.0 TSI 115 SE Technology: The Seat Ateca is a family SUV with a range of engines to choose from. While it may not ride as well on the 19-inch wheels, opting for smaller-wheeled entry-level versions can help reduce both the car’s price and insurance costs.
8. Seat Ibiza 1.0 TSI 95 SE: The Seat Ibiza remains a great choice after six years, thanks to its well-finished interior and responsive turbocharged engine. The only major drawback is the overly light steering.
9. Kia Picanto 1.0 2: The Kia Picanto has recently received a facelift that addresses its weaknesses in terms of interior quality and technology. It offers agility and fun on the road, although the automatic gearbox can be sluggish.
10. Volkswagen Polo 1.0 MPI Life: The Volkswagen Polo offers refinement and comfort in an affordable package. While the 1.0-litre ‘MPI’ engine may feel underpowered at times, it brings significant savings on insurance costs compared to the turbocharged TSI units.
Overall, these cars provide affordable insurance options for drivers in the UK. It’s important to note that insurance premiums can vary based on individual circumstances, such as age, location, and driving history. However, this list serves as a useful guide for those looking to save on car insurance costs.